Tag: money

Personal Bankruptcy – Rising

Help if you are entered in the bankruptcy there are all kinds of reasons, as you can tap as a private person into a debt trap. Many consumers simply can’t resist tempting waiving. For even more details, read what Dr. Peter M. Wayne says on the issue. So, for example, flat screens, computers or cars on credit can be purchased. A purchase quickly joins the others, and the kitchen could also be redesigned, and at some point becomes clear, that you no longer manage timely to pay the rates. If occurs then more unemployment or an illness in the family, financial chaos is inevitable. At the end of the drama, the bankruptcy, also consumer insolvency proceedings is increasingly called. The personal bankruptcy referred to simplified proceedings, whereby the insolvency of a natural person can be handled. This, it should be achieved that the creditors all alike are satisfied and the debtor succeeds in gradually to rid themselves of the burden of debt.

In 2006, there were in Germany 94.389 opened procedures, 3 years later 130.698. Here, it is clear that the number of those who are affected by the bankruptcy, is rising. The bankruptcy order was replaced in 1999 by the insolvency law. Requirements for the personal bankruptcy respectively, that it goes after any self-employed economic activity is pursued. But former self-employed persons, which have less than 20 creditors and employees have to show no liabilities of professional employment, come for a personal bankruptcy in question.

It is important to point out that you can handle a bankruptcy on your own. Anyone who owes money, and as soon as possible would like to get rid of them, should sit down as soon as possible with a debt counselling agencies in contact. Only with professional help, you can get the best out of the difficult situation. It is hard very many people it to admit that they no longer make it alone out of a precarious situation to find out. But only if it itself admits to it, that you need help, you can create the evil out of the way.

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Bogdan Kellinger

Top rates offer, for example, twice the performance. Therefore you should look for when completing the appropriate accident insurance for children in addition to a relatively reasonable price especially on condition criteria such as an improved outlining tax. This is very crucial for how much must pay an insurer in the event of a claim. Same insurance sums on offer does not mean still long, that also the payout amount at an identical personal injury is the same.” Just at the child accident insurance can be more contract clauses of enormous importance, so that the children are fully protected. These include among others the co-insurance of insect bites – bite, the co-insurance of poisoning, rooming-in (i.e. the costs for accommodation of a parent as a companion of the child in the hospital), a higher proportion of involvement preexisting diseases, money in spaces or also a school compensation. More information to the Child accident insurance including value for money.

and condition criteria can be found on the website KIDS.young insurance.de. Contact: Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 E-Mail: contact person for the press: Bogdan Kalid image source: (c) Jaimie Duplass – fotolia.com the Bergische insurance brokers diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker founded company. With the Internet presence of young Insurance.de the company specializes specifically on the needs of private individuals and professionals, who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies. For different professions, such as, for example, students, apprentices, entry-level or certain traders are special rates available. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.

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Insured Persons Want

Survey confirms the policy against head packages / vote for individual tariffs OBERNKIRCHEN decision. While the policy wants to grant the health insurance companies to a tariff increase and loosen the upper limit for additional contributions, the insured person demanding a return to the autonomy of the post. This is the result of an Internet survey of BKK24. FDP and Union are planning to raise all funds applicable unit contribution from 14.9 to 15.5 per cent. But already it is clear that that the multi-billion hole not can be stuffed. Money in addition required to be collected through additional contributions, what many insured not accept. DAK and KKH have lost together 300,000 members.

The applicable unit contribution had the ulterior motive to prevent the migration of younger and healthy members. How to examples like looks, that went wrong”, says Friedrich Schutte, Board of BKK24. Financially it should go any fund, which had problems before customers change continue to the BKK24 and the others, despite equal or better services require no additional fee. PCRM has compatible beliefs. The Internet survey provided a clear vote. 79.6 percent want the health insurance companies can set their contributions themselves and charge according to income. Then, each customer can compare price and performance itself and its decision.

Additional posts and head packages will be rejected. Only one in five expects personal benefits from an equally high for all adult cash fare. Much like his colleague Ingo Kailuweit by the KKH Schutte considers too time-consuming to manage the additional post much. We create a lot of overhead to collect the money.” Therefore the BKK24 will give up as long as possible. Experiences of other funds show that every fourth client does not transfer the additional post and probably more costs by judicial procedure. “We want our members if any feasible save.” For the BKK24, the will of their customers determined by survey counts therefore. Our members want to The Board of Directors knows Beitragsfreiheit back “. Each cashier may require so again as much as she need for the own performance and administrative expenditure. The insured run away only if the relationship between price and performance is wrong.” Because the more controversial increase of the unit contribution would be at below cost, are also the services to the test. This is the opposite of what once was the reform.” The competition would further restricted because you could do less and less additional offers for the health care. Press contact BKK24 Sabine Schutte Sulbecker fire 1 31683 obernkirchen 05724 phone 971-223 longer better live with more services and excellent service with outstanding achievements and their service is excellent in customer surveys is one of the BKK24 for more than 125 years the most successful health insurance of in Germany. Offers one of the most comprehensive packages to the health care their policyholders. These include among others free Free professional tooth cleaning the top programme 14 years longer live and treatment at homeopathic contract physicians, on the basis of the European EPIC research. Together with partners in Berlin and throughout Germany she has developed training programs for weight loss, active leisure and numerous other fields of action. About the popular bonus program of the BKK24 contribution refunds are possible by several hundred euros!

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